CHAPTER 1
HEY YOU! YES, YOU – LET’S TALK MONEY
You’re probably here because you’ve heard about Bitcoin. Maybe your cousin won’t shut up about it. Maybe some dude on YouTube swears he retired at 26 thanks to “crypto.” Or maybe you just want to figure out what the heck all the fuss is about - without falling into a 3-hour blockchain rabbit hole that ends with you questioning reality.
Whatever brought you here, welcome. You’re in the right place. And don’t worry, I’m going to make this simple, painless, and even a little fun (at least I hope). Think of this book like a chill conversation with your smart (but slightly sarcastic) friend who just wants to help you not get wrecked financially.
I am going to talk about money. But not the boring kind. Not spreadsheets and stock tips and “buy low, sell high” stuff. We’re going to talk about the kind of money that:
- Loses value while you sleep (seriously),
- Disappears on payday (who else gets broke by the 10th raise your hand?),
- And how you can escape that madness by stacking a little magical internet money called Bitcoin.
Why This Book Exists (And Why It’s Not Another Crypto Cult Manifesto)
There’s a lot of noise out there. People screaming on TikTok to “Buy this coin, it’s the next 100x!” Financial gurus telling you to skip your morning coffee and invest in index funds instead. (Relax, Jim Cramer, let us live.)
This book is different. I’m not here to sell you a dream or pump some random coin. I’m here to show you something simple and powerful: if you just started buying a little bit of Bitcoin each month instead of random junk, your future self would probably want to hug you.
I’ll show you how much even $100 a month would’ve made you in Bitcoin over the last 3, 5, and 10 years. Spoiler: You’d cry a little. Then I’ll show you why it’s not too late - because it’s not. Seriously.
And don’t worry, I’m going to break this all down without jargon. You don’t need to know what a blockchain is (yet), or how SHA-256 encryption works. You just need to know that money is broken - and Bitcoin might be the best fix we’ve ever seen.
Quick Disclaimer (The Boring But Necessary Part)
I’m not a financial advisor. I’m not promising you will get rich. I’m just a regular guy who’s seen firsthand how Bitcoin can change lives - and want to help you get started without getting scammed, panicking during a dip, or buying ADA at the top (RIP).
Also, this book is really, really cheap because I believe this stuff should be available to everyone. That said, I will include some referral links to apps and exchanges I like and use. If you use them, I might earn a small reward. It doesn’t cost you anything - and it helps me keep writing and buying bagels (or better yet, more Bitcoin). You’ll even get discounts or lower fees on some exchanges.
What You’ll Get From This Book (No BS Edition)
- Why your money is quietly losing value
- Why Bitcoin might be the only real escape route
- How to invest without stress (and without needing to be rich from the start)
- How to make small lifestyle changes that free up $$$ to stack sats
- How to avoid getting rekt
- How to be that friend who actually understands crypto and doesn’t sound like a weirdo
Let’s Go!
CHAPTER 2
WHY YOUR MONEY IS GOING TO ZERO (AND NOBODY TOLD YOU)
You ever notice how your paycheck seems to vanish faster than ever lately? Like, one moment you’re getting paid, the next you’re checking your bank account thinking, “Wait, did I accidentally buy a small island?”
Nah. You just bought groceries. And filled your tank. And maybe grabbed a bagel...
Let’s get real: Your money isn’t just running away from you - it’s being sneakily devalued. And no one teaches this stuff in school. They teach you how to find x and y. But not why your rent just doubled or why your grandma bought a house for $60K and now it costs $600K.
Inflation: The Silent Pickpocket
Inflation is like that friend who always “forgets their wallet” when the bill comes. It’s the slow, constant rise in prices over time. Sounds harmless, right? Just 2% a year, they say.
Let’s break that down. Imagine you have $100 in your sock drawer. After a year of 2% inflation, it buys $98 worth of stuff. After 10 years? You’re down to about $82. In 20 years? Closer to $67. You didn’t lose money - it just silently lost you.
And that’s assuming it stays at 2%. (Spoiler: it didn’t.) From 2020 to 2022, inflation spiked HARD in many places - like “eggs cost more than steak now” hard. Everything went up: gas, food, rent, iPhones, your therapist’s hourly rate...
Why Is This Happening?
Because money isn’t real anymore. Okay, that sounds dramatic. But it’s kinda true. Governments can print as much money as they want. And guess what they did during every crisis in the last 15 years?
